The town of Berthoud in Northern Colorado has been booming lately. Anna S., a recent transplant to Berthoud, explains why she and her family felt so drawn to this up-and-coming area.
What are a few of the other areas you considered, and what made you ultimately choose Berthoud?
Anna: We looked at a lot of places in Northern Colorado: Fort Collins, Loveland, Windsor, Johnstown, Greeley. We fell in love with Berthoud’s downtown and the fact that we could afford a place close enough to it to be able to ride our bikes there. It has a couple good breweries, a distillery, and a really good bakery, plus some cute shops. It’s a very walkable downtown.
It was also in just the right spot for us. We travel frequently, and we really wanted to be under an hour to the airport. We’re also 45 minutes to downtown Denver, 35 to Boulder, 45 to Estes Park, and 30 to Fort Collins. Loveland and Longmont are both great cities and very close. Carter Lake is an enormous, beautiful reservoir, and it’s only 15 minutes away. Berthoud is really centrally located.
You’ve lived in Berthoud for a few months now. Do you have a few favorite haunts?
Anna: City Star Brewing makes great beer, hosts great music, and has a great beer garden. They also sponsor a lot of community events. RISE Bakery is excellent. There are also several good thrift stores – Mr. Thrift, Habitat for Humanity, Flashback Antiques. And I absolutely have to mention Little Thompson Observatory; it’s an amazing facility, particularly for a town this size.
What makes Berthoud a family-friendly town?
Anna: The downtown has lots of programming and events, such as Berthoud Days in the summer, Snow Fest, Oktoberfest, and weekly farmers’ markets. They’re having their first fireworks show this summer. Apparently there’s a large quilting festival in July! Due to the recent growth in Berthoud, there are a lot of young families moving here.
Is there anything else that house hunters should know about Berthoud?
Anna: The P.O.R.T. Advisory Committee (parks, open space, recreation, and trails) has been working on a really impressive recreation master plan. Berthoud is the Garden Spot of Colorado, and they take it to heart with lots of trees, community gardens, trails, and great landscaping.
Curious about Berthoud? Let’s talk!
The stock market is in turmoil this week (I’m guessing that you’ve noticed). Investors feel like they’re strapped into a roller coaster at Coney Island- up and down and all around they go, thrashed around by the whims of the market.
These are words currently on financial news websites: Whiplash, Volatile, Wild Ride, Plunge!
But, here’s the deal. While the Dow Jones plummeted 4.2% yesterday (in one day!?), real estate in Northern Colorado did not.
Real Estate is the antidote for stock market heartburn.
Consider the numbers:
- Over the last 40 years, Northern Colorado real estate prices have averaged a 5.36% increase per year.
- The last 10 years have seen a 4.99% increase per year.
- It took the worst economy of our lifetime in 2008 to cause prices to go down only 2.2%. (massive banks were going out of business on Wall Street and real estate prices here went down 2.2%!)
- Our NoCo population is growing by about 13,000 per year and those people need a place to live.
If you’re looking for a predictable, tangible, calming, help-you-sleep-at-night, easy-to-understand place to put your money, real estate just might be for you!
As it turns out, we can help you with that 🙂
Now, here’s how the current events on Wall Street have a very relevant impact on real estate- interest rates.
If you attended our Market Forecast you saw how the 30-year mortgage rate has a direct correlation to the 10-year treasury note.
Rates on the 10-year note are up over a half of a percent in just a few weeks. We have seen mortgage rates go up recently and they will continue to go up.
We believe this may slow the rate of home price appreciation (this doesn’t mean ‘go down’, it means the pace of appreciation will slow).
As mentioned above, the long-term appreciation has been near 5% per year. Lately it’s been near 8%. Rising rates could cause the prices to go back to their more normal appreciation rate.
So, even if your stock market portfolio is taking a wild ride, sleep well knowing your real estate continues to perform.
White-on-white kitchens have been a classic look for many years. Why does this trend endure? For starters, white connotes cleanliness, makes small spaces appear larger, and brightens rooms that are naturally dark.
Although many all-white kitchens are just lovely, some can appear a bit stark or cold. To help clients warm up their white, I recommend a variety of strategies, such as mixing metals and adding contrasting paint, fabric or wood. Read on for inspiration for personalizing your white kitchen so that it stands out from the crowd.
White Kitchen 1: Allard Ward Architects, original photo on Houzz
1. Warm metal accents. Copper, bronze, brass and polished nickel are just a few of the metals that can warm up an all-white kitchen. The gold sconces above the window and the white pendant lights, with their subtle hint of gold, add warmth and a touch of luxury to this all-white kitchen.
White Kitchen 2: GIA Bathroom & Kitchen Renovations, original photo on Houzz
2. Color and metal. Moving beyond metallics alone, a single contrasting color when combined with metals can create drama in a white kitchen. In this photo, a modern white kitchen intermingles black pendants and countertops with gold seating. This combination contributes to the room’s sleek contemporary look.
White Kitchen 3: Orchid Newton Ltd, original photo on Houzz
3. Wallpaper. I love wallpaper, especially in kitchens. Wallpaper can introduce color, movement and dimension to a white kitchen. When applied to a lone wall, wallpaper can create a dynamic focal point, as shown in this photo. The bright white cabinets and crisp white walls are softened by the shades of blue in the fish swimming on the side wall. This kitchen’s under-the-sea motif is enhanced by the blue tile on the back wall and the sea urchin-shaped pendant lights.
White Kitchen 4: IS Architecture, original photo on Houzz
4. Colorful island. Wood-stained islands often appear in white kitchens because of the richness and contrast they bring. This kitchen shows a creative alternative, pairing a chartreuse island with a chartreuse Roman shade. Together they lend a whimsical, personalized feel. To give your white kitchen a personal touch, consider painting your island your favorite color.
White Kitchen 5: Mosaic del Sur, original photo on Houzz
5. Tile rug. Layering in a rug is a great way to introduce color and texture to an all-white kitchen, but some clients worry that a rug could be an added source of dirt as well as a possible tripping hazard.
This clever kitchen resolves both issues with a tile rug instead of a fabric one.
White Kitchen 6: Hindley & Co, original photo on Houzz
6. Backsplash. A tile backsplash also can bring color and texture to your white kitchen. But who says a backsplash must be tile? This kitchen has a counter-level window in lieu of a tile splash. The window faces a luscious succulent garden, thus creating a green vista for an otherwise monochromatic kitchen.
As sophisticated as homes are today, experts predict they’ll be far more so in the not-too-distant future— especially when it comes to their use of technology. Included are seven evolutionary trends that many expect to define the home of the future.
#1: Faster home-construction
Today, it takes somewhere between 18 months and two years to design and build your custom dream home. In the foreseeable future, experts predict that timeline will be slashed to six to nine months.
Architects will use immersion technology to not only develop plans faster, but also enable you to “walk” through a three-dimensional representation of the house and experience what it will be like to live there. Changes to the layout could be incorporated with a few clicks of the keyboard and mouse.
And, instead of delivering raw materials to the construction site and having workers cut and assemble them to match the plans, about 70 percent of the cutting and assembling work will take place in a precision-controlled factory environment. Once the foundation is ready, the pre-constructed walls, floors and roof will be delivered in “folded” sections, complete with windows, doors, fixtures, and even appliances, already installed.
#2: Alternative building materials and techniques
One of the big breakthroughs in home construction coming in the near future will be the use of steel framing in place of lumber.
Steel is not only stronger (able to withstand a 100-pound snow load, 110 mile per hour winds and significant earthquakes), it’s also far more eco-friendly than most people think (manufactured from up to 77 percent recycled materials) and much less wasteful (typical lumber framing generates 20 percent waste, while steel framing generates just two percent).
Other innovative home-building materials moving towards the mainstream include:
- Wall insulation made of mushroom roots (it grows inside the air cavity, forming an air-tight seal).
- Panels made of hemp and lime.
- Windows made from recycled wood fiber and glass.
- Recycled-glass floor and counter tiles.
- Reclaimed wood (beams and flooring re-milled and repurposed).
#3: Smaller homes with inventive layouts
The optimum home size for many Americans has been shrinking, and experts predict it will shrink more in the future. But it will feel bigger than it is because the layout will be so practical.
The driving forces behind the small-house movement (millennials purchasing their first home and baby boomers looking to downsize) aren’t interested in formal dining rooms, home offices, guest quarters and other spaces that have only one use and are only occasionally occupied. And they certainly aren’t interested in formal entries, high ceilings and three-car garages. They want an informal house layout, with flexible, adaptable spaces that can be used every day in one way or another.
Many of these homes will also feature a second master bedroom, so parents, children and grandparents can all comfortably live under one roof.
#4: Walkable neighborhoods
Even today, homebuyers are willing to give up some of their wants for a new house in order to get a location that’s within walking distance to stores, restaurants and other amenities. In the future, that trend is expected to only grow stronger.
#5: The net-zero house
For some time now, homeowners and homebuilders have both been striving to make the structures where we live more energy-efficient (green housing projects accounted for 20% of all newly built homes in 2012). But in the future, the new goal with be a net-zero home: A home that uses between 60 to 70 percent less energy than a conventional home, with the balance of its energy needs supplied by renewable technologies (solar, wind, etc.).
Essentially, these are homes that sustain themselves. While they do consume energy produced by the local utility, they also produce energy of their own, which can be sold back to the utility through a “net metering” program, offsetting the energy purchased.
#6 High-tech features
The technology revolution that’s transformed our phones, computers and TVs is going to push further into our homes in the not-too-distant future.
- Compact robots (similar to the Roomba vacuum) that will clean windows and more.
- Video feeds inside the oven that will allow you to use your phone to check on what’s cooking.
- Faucet sensors that detect bacteria in food.
- Blinds that will automatically open and close depending on the time of day, your habits and the amount of sun streaming through the windows.
- Refrigerators that will monitor quantities, track expiration dates, provide recipes, display family photos, access the Web, play music, and more.
- Washers and dryers that can be operated remotely.
- Appliances that will recognize your spoken commands.
- Heating and cooling systems that automatically adapt to your movements and can predict your wants.
#7: A higher level of security
In the future, home will continue to be a place where we want to feel safe and secure. To accomplish that, you can expect:
- Sensors that can alert you to water and gas leaks.
- Facial recognition technology that can automatically determine whether someone on your property is a friend or foe.
- A smart recognition system that will open the garage door, turn off the security system, unlock the doors and turn on the interior lights when it senses your car approaching.
- The capability to create the illusion that you’re home and moving about the property when you’re actually someplace else.
This is no pipe dream
Many of these products, processes and strategies are already in use. Some are still being tested. And others are only in the incubator stage. But in the not-too-distant future, experts believe they’ll all be available to homeowners across the country.